Is Debt Relief Right for You?

Debt relief programs are a good way to manage your overwhelming debt without filing for bankruptcy. They can change your terms and amounts owed to your creditors. But not everyone qualifies for these programs. Often, debt relief programs will help you lower your monthly payments and persuade your creditors to accept less than the total […]

How to Deal With Debt Collectors

Consumers often fail to get the debt relief they need. Many are caught up in the collection process. According to the Urban Institute, 77 million Americans have debt in collection status. This includes everything from credit card balances to medical bills to utility bills. Many consumers choose a do-it-yourself plan, but there are many scams […]